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The Payment Card Industry, or PCI, has a number of ways in which it accounts for the costs of preventing fraud. Any organization that accepts payment via cards (credit, debit, etc.) must adhere to the Payment Card Industry Data Security Standard (PCI DSS). In order to stay in compliance and cover costs, payment processors employ a number of different fees, penalties, and fines that vary in frequency and size.
For some, PCI non-compliance fees can be factored into the cost of doing business. However, many organizations prioritize PCI compliance, so they don’t end up with unnecessary penalties cutting into their bottom line.